How to Close Flipkart Pay Later: A Step-by-Step Guide

How to Close Flipkart Pay Later : Flipkart Pay Later, a popular Buy Now Pay Later (BNPL) service, offers convenience and flexibility when shopping online. However, situations arise where you might need to close your account. Whether it’s due to financial reasons, a shift in shopping habits, or simply wanting to simplify your online finances, understanding the closure process is crucial.

This blog post will guide you through the different ways to close your Flipkart Pay Later account, along with essential information to keep in mind.

Before You Close:

  • Clear Outstanding Balances: Ensure you have paid all your outstanding dues before attempting to close your account. Remaining outstanding balances will prevent successful closure.
  • Check for Upcoming Bills: Review your upcoming bills to avoid any surprises after closure. If you have any pending transactions, consider completing them before closing.
  • Download Payment Records: Download your payment history and any relevant documents for future reference.

How to Close Flipkart Pay Later:

There are three primary ways to close Flipkart Pay Later account:

1. Through the Flipkart App:

  • Log in to your Flipkart app.
  • Navigate to the “My Account” section.
  • Select “Flipkart Pay Later.”
  • Look for the “Close Account” option.
  • Follow the on-screen instructions and confirm your request.

2. Via Flipkart Website:

  • Log in to your Flipkart account on the website.
  • Go to the “Pay Later” section.
  • Find the “Close Account” option.
  • Follow the prompts and confirm your request.

3. Contacting Customer Support:

  • Call Flipkart customer care at 04445614700.
  • Speak to a representative and request closure of your Flipkart Pay Later account.
  • Provide necessary information and confirm your request.

Note: Flipkart recently migrated its BNPL service from IDFC First Bank to Axis Bank. If you opened your Flipkart Pay Later account before the migration, you might need to contact Axis Bank directly for closure.

Additional Information:

  • Close Flipkart Pay Later account will not affect your Flipkart shopping account. You can continue to shop on Flipkart using other payment methods.
  • Once your account is closed, you will not be able to reactivate it.
  • If you choose to close your account due to financial difficulties, consider seeking professional credit counseling.


  • Choose a method that suits your comfort level.
  • Ensure you have fulfilled all necessary conditions before closing.
  • Read all instructions carefully before confirming your request.
  • Keep records of your closure confirmation for future reference.

Close Flipkart Pay Later account can be a simple process, but it’s important to be fully informed before proceeding. By following the steps outlined in this guide and keeping the additional information in mind, you can ensure a smooth closure process.

Common FAQs of Flipkart Pay Later

What is Flipkart Pay Later?

Flipkart Pay Later is a Buy Now Pay Later (BNPL) service offered by Flipkart. It allows you to purchase products on the platform and pay for them later, either in full the next month or through monthly installments (EMIs).

What are the benefits of using Flipkart Pay Later?

  • Shop Now, Pay Later: Enjoy instant credit and pay for your purchases later, giving you more flexibility with your finances.
  • No Cost EMI: Avail No Cost EMI on select products, allowing you to spread the cost over multiple months without incurring any additional interest or processing fees.
  • Easy Application: Sign up within seconds using your PAN and Aadhaar details.
  • Convenient Payment: Pay your bills directly through the Flipkart app or website.
  • Instant Refunds: Get immediate refunds on cancellations and returns.

What is the eligibility criteria for Flipkart Pay Later?

To qualify for Flipkart Pay Later, you must:

  • Be at least 18 years old
  • Have a valid Indian citizenship
  • Have a valid PAN and Aadhaar card
  • Meet Flipkart’s internal creditworthiness criteria

What is the credit limit for Flipkart Pay Later?

The credit limit varies depending on your individual creditworthiness and may range from Rs. 1,000 to Rs. 1 lakh. You can see your credit limit by logging into your Flipkart account and navigating to the “Flipkart Pay Later” section.

How do I pay for my Flipkart Pay Later purchases?

You can pay your Flipkart Pay Later bills in full by the 10th of the subsequent month or opt for EMI payments. You can make payments through the Flipkart app, website, or by using any UPI app.

What happens if I miss a payment?

Missing a payment will result in late fees and may negatively impact your credit score. It’s crucial to make timely payments to avoid any penalties.

Can I close Flipkart Pay Later account?

Yes, you can close your Flipkart Pay Later account at any time. However, you must ensure you have cleared all outstanding balances before closure. You can close your account through the Flipkart app, website, or by contacting customer support.

Here are some additional FAQs:

  • What happens to my Flipkart Pay Later account if I cancel my Flipkart account?
    • Closing your Flipkart account will also automatically close your Flipkart Pay Later account.
  • Can I use Flipkart Pay Later on Myntra and Shopsy?
    • Yes, Flipkart Pay Later is available on all three platforms owned by Flipkart Group.
  • What are the charges associated with Flipkart Pay Later?
    • There are no processing fees or charges for No Cost EMI options. However, late payment fees and processing fees for non-EMI transactions may apply.
  • Is Flipkart Pay Later safe to use?
    • Yes, Flipkart Pay Later is a secure service that uses advanced encryption technology to protect your financial information.

For more information, you can visit the Flipkart Pay Later FAQ page:

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